Rising Mortgage Payments Despite Decrease in Interest Rates
May 29, 2025
Many borrowers have not noticed a decrease in their monthly payments, despite lower interest rates. This is due to the type of loans they hold, such as fixed-rate loans, which are not affected by monetary policy changes. The analysis from ECB analysts indicates that mortgage payments are expected to rise in the future, potentially impacting consumption. Additionally, the distribution of loan types varies across Eurozone countries.