Increase in New Loans and Improvement in Financing
July 28, 2025
The amount of new loans provided by banks has significantly increased, reaching €1.42 billion in the first half of 2025. Banks feel more secure in granting loans, particularly mortgages, as financing indicators show improvement. The debt-to-income service ratio has decreased, indicating that new borrowers are in a better position to repay their loans. This trend enhances the resilience of the banking system.