Stability in Borrowing Rates for Borrowers
September 10, 2025
Borrowers are not expected to see reductions in their loan interest rates, according to economists' forecasts for the ECB. After multiple cuts, the deposit rate will remain stable at 2%. While existing loan payments will not decrease further, banks are offering lower rates on new loans. This will positively impact banks' profits, as they will not be affected by changes. The enhancement of dividend strategies is part of banks' plans for the coming years.