Increase in Bank Liquidity and Rise in Borrowing
February 6, 2026
Banks are increasing liquidity in the market, encouraging households and businesses to borrow again. Low interest rates have led to a rise in demand for loans, particularly in the housing sector. In 2025, new loan disbursements have significantly increased, making the real estate market more attractive. Banks expect this trend to continue in the coming years. Meanwhile, the European Central Bank is keeping interest rates stable, which supports this positive trend.